Provident Living

Money Saving Tip: Be patient. Make it a practice to hold an item in your hands at least ten seconds before you place it in your cart and ask yourself, “Do I really need this?” The more an item costs, the longer you should take to answer the question. For a car or a large appliance, wait thirty days. Then, if you still want the item, it is probably essential. After thirty days the impulse to purchase nonessential items will usually pass.